Accident Insurance Can Help Avoid Surprises
The economic impact of these fatal and nonfatal unintentional injuries - accidents - amounted to $1,097.9 billion in 2019. This is equivalent to about $6,400 per household.*
Is this a financial burden that you could manage? Don't let the financial impacts of an accident take you by surprise.
Did you know?
- In 2020, about 55.4 million people – about 1 out of 6 – were injured in nonfatal preventable injuries.*
- In 2009–2010, an estimated 11.9 million children annually had an initial emergency department visit for an unintentional injury.**
Personal Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills, child care or even yard work. These types of policies can work well with both individual and group medical insurance plans.
Premiums can be competitively priced and some policies have decreasing deductibles over time. Call or contact me today for more details.
An accident policy, also known as accident insurance or personal accident coverage, can work alongside Medicare to provide additional coverage for accidents and injuries.
Accident Policy: Individuals with Medicare can choose to enroll in an accident policy as a supplemental insurance option to enhance their existing coverage.
Accident Coverage: An accident policy typically pays benefits directly to the insured person in the event of an accident or injury, regardless of the cause. The benefits can help cover expenses associated with the accident, such as emergency room visits, hospital stays, surgery, medical treatments, and rehabilitative services.
By combining an accident policy with Medicare, individuals can enhance their financial protection and have additional coverage specifically tailored for accidents and injuries. It is advisable to consult with the insurance provider and review the policy documentation to understand the specific coverage and benefits provided by the accident policy.
*National Safety Council, Injury Facts – 2019 Edition