Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
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Your Trusted Insurance Professionals
The agency was established with the objective to help you navigate the often confusing waters of Medicare and the process and rules around it. We are focused on what is best for our clients.
Why work with us? Because there is no cookie cutter approach through this process if done correctly. We are here to help you as we have helped hundreds of clients already by committing to customer service and putting your needs first.
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JP Richardson, CMIS™
Licensed in: NY, PA, OH, MD, NC, FL, TX, CO, VA, MI, AZ.
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental & Vision
Proper dental and vision care can be an important component of our well being. Dental and Vision coverage of some kind can help you ensure the health of your teeth and gums.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
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